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CycleSmartâ„¢ is a new form of insurance cover designed specifically for the Australian cycling market.
Whether you're a devoted cyclist, a cycling commuter or a recreational enthusiast who loves to ride for fitness and leisure, we have the perfect level of protection for your bike. CycleSmartâ„¢ is easy to understand and provides a comprehensive insurance option for road and off-road riders.

CycleSmart can be purchased through our authorised bicycle retailers, or use our simple online system to get a quote and purchase today.

Cover TypeMaximum Benefit*
Elite cover - Accident, Theft and Fire cover
- $20,000 maximum claim limit
- $20,000 maximum yearly cover
- $1,000,000 Third Party cover
- Racing and Carbon Fibre Cover
Commuter cover - Accident, Theft and Fire cover
- $1,000 maximum claim limit
- $2,000 maximum yearly cover
- $1,000,000 Third Party cover
Recreational cover - Accident, Theft and Fire cover
- $500 maximum claim limit
- $1,000 maximum yearly cover
- $1,000,000 Third Party cover


The product or products on this website are insured or issued by Swann Insurance (Aust) Pty Ltd ABN 80 000 886 680 AFS Licence No. 238292 (Swann). This website may contain general financial product advice which does not take into account your personal financial circumstances.

Please consider the relevant Product Disclosure Statement available on our website before making a decision about an insurance product featured on the website. These PDSs are the current versions of the products featured. If you have already obtained insurance provided by Swann, please refer to the PDS that was issued to you at the time of purchase as the benefits, exclusions and level of cover may have changed.

  • Protect your bicycle and the lifestyle you love
  • Cover for off-road riding
  • Up to $1,000,000 of legal liability cover
  • Cover during social and organised rides (e.g. Around the Bay in a Day)
  • Efficient & professional claims service
  • Get a quote and purchase on line here today
Questions? Please click here for answers to some common questions.

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