Swann Insurance

MODIFICATION AND ACCESSORIES


August 7, 2018

Part of being a bike enthusiast is tinkering with it to make it your own.
And who are we to stop you. At Swann Insurance, we’re now covering more modifications than before. Just make sure you flag them with us during the quote process to ensure they will be covered in your motorcycle insurance policy. If you’re unsure about the acceptability of your non-standard modifications, please call us on 13 RIDE (13 74 33).

If your motorcycle is insured for Market Value and the motorcycle has accessories, the maximum we will accept for these accessories is 20% of your motorcycles Market value.
For example, if the Market Value of your Motorcycle is $10,000, the maximum value for motorcycle accessories will be $2,000. If your accessories are worth more than 20% of the Market Value you may want to consider an Agreed Value policy.

Under an Agreed Value Comprehensive Motorcycle policy, your Sum Insured should include the value of all modifications and accessories fitted to your motorcycle.

Some of our acceptable motorcycle modifications include:

  • Aftermarket Carburettors or Throttle bodies
  • Aftermarket Cruise Control
  • Aftermarket Engine Management
  • Aftermarket Wheels (up to 1 inch)
  • Air Filter / Hyper charger
  • Braking System changes
  • Full Exhaust System
  • Modified Engine Internals
  • Quickshifter
  • Raising or Lowering
  • Slipper Clutch
  • Sprockets
  • Steering Dampener
  • Suspension modifications (excluding springs)

Call us today on 13RIDE (13 74 33). and discuss your options with one of our friendly team members.