Types of Motorcycle Insurance

A motorcyclist in black attire riding a classic golden motorcycle on the highway

February 18, 2022

Motorcycle insurance is a great way of securing your scooter or motorcycle — whether it’s your primary source of transportation or a weekend excursion. In addition, comprehensive insurance can come in quite handy in the unfortunate event of an accident. In order to operate lawfully on the road, many jurisdictions need motorcyclists to acquire minimum motorcycle insurance coverage.

What are the various types of motorcycle insurance protection?

Several motorcycle insurance types are available in the market. Here are some popular ones:

Comprehensive insurance of motorcycle:

Comprehensive insurance will cover the damage if it is stolen, burned, or accidentally damaged anywhere in Australia. Comprehensive insurance also protects you from being held liable for the loss or damage to someone else’s property as a result of an accident anywhere in Australia and comes with a long list of extra advantages as well.

How comprehensive insurance protects you when you’re behind the wheel

Comprehensive insurance is designed for the rider who desires everything. So, if you’re wondering whether or not you need comprehensive insurance for your motorbike, consider the variety of coverage options and a long list of perks that come with your comprehensive insurance in Australia.

  • Theft
  • Market or agreed value
  • Fire, storm, flood and cyclone
  • A legal obligation of up to $20 million
  • Riding gear or helmet
  • Food delivery riders or business use
  • Lock and keys and so on

Apply for a comprehensive insurance policy

It’s a good idea to get comprehensive insurance of motorcycle quotes to find out how much you will have to pay and avoid any hidden charges or fees.

Motorcycle insurance with third-party liability

We recognize that each rider and bike have distinct needs. That’s why insurance policies offer a variety of motorcycle insurance that cover several options across Australia, ranging from full speed coverage with comprehensive insurance to the bare essentials with third-party liability insurance.

So, whether you’re going to the corner store or taking a lengthy drive along the coast, we’ve got you secured on the open road. However, just as you’d protect yourself in a car before getting in a car, you’ll need to do the same on a bike – even if that means buying basic motorcycle insurance without all the whistles and bells.

How can third party liability insurance protect you on the road?

Third party motorcycle insurance protects you from legal accountability if you damage someone else’s property while riding your motorcycle.

Apply for third party liability cover

It is good for you to have the knowledge of third party liability quotes for the preparation of charges you will have to pay for your insurance.

Coverage for rental reimbursement

If your motorbike is stolen, a comprehensive insurance benefit might help pay the cost of a rental, up to $100 a day for up to 15 days.
Damage and destruction of your trailer and motorbike arising from rollover, accident, and most natural and man-made disasters, such as vandalism and earthquakes, are covered.

https://www.swanninsurance.com.au/I7W?pytBqj@|CB?#k$b_$1eg:z/Q.jP|;L|4a0Hc*pLw_CR@`,sM[.eJjz/yb;*g