COMPREHENSIVE INSURANCE COVER


November 11, 2019

Why choose Swann for Comprehensive Insurance coverage

Whether you’ve just bought a motorcycle and it’s your first time behind the handlebars, or you’re a long-time rider with decades of experience under your helmet, you want to be sure you’re covered in case of the unexpected.
If you’re the type of rider who would rather be safe than sorry, and is delighted by the thought of choice, then perhaps Comprehensive Insurance is the perfect policy for you.

When you get Comprehensive Insurance coverage with Swann, we’ll cover your motorcycle if it’s accidentally damaged, stolen or burnt anywhere in Australia.

Our Comprehensive Insurance will also cover you for your liability to pay compensation for loss or damage to someone else’s property as a result of an accident and automatically includes an extensive list of additional benefits.
In just 60 seconds, get a quick Comprehensive Insurance quote online to ensure complete peace of mind when you’re riding on Australian roads.

How Comprehensive Insurance coverage insures you behind the handlebars

Swann’s Comprehensive Insurance is for the rider who wants it all. It comes with flexible cover options and a long list of benefits, including:

Theft
If you discover your bike has been stolen and you make a claim, we’ll pay for the costs of hiring a car for up to 15 days. And if it’s stolen from more than 100 kilometres away from your home and we agree to pay your claim, we’ll pay up to $500 for emergency repairs to enable you to ride home or to the nearest place of repair.

Fire, flood, storm and cyclone
When your bike is damaged by flood, storm, cyclone or fire, know you’re protected from the unpredictable – including grassfires and bushfires. An additional benefit of our Comprehensive Insurance includes the cover of emergency repairs and expenses. For instance, if your bike is burnt more than 100 kilometres from your home and we agree to pay your claim, we’ll reimburse you up to $500 for emergency accommodation or travelling and rental car expenses paid by you for your return home.

Legal liability of up to $20 million
If you’ve had an accident and you’re at fault, don’t stress. We’ll cover you for your liability to pay compensation for loss or damage to someone else’s property as a result of an accident anywhere in Australia.

Agreed or market value coverage
Insure your bike for either agreed or market value with the option to cover non-standard modifications. Just be sure to select what you’d like protected when you fill out your quote to ensure they’re covered.

Business use or food delivery riders
Do you use your bike for business? Maybe you’re an Uber Eats delivery driver or courier. Just make sure you select the business usage option during your quote process, and we’ll cover you.

Helmet and riding gear
You can choose to cover your helmet and riding gear. That way, if you do end up in the unfortunate event of an accident and your gear is damaged, it’s covered.

Additional rider protection
The good news is, we don’t ask you to list any additional riders on your policy. Anyone who rides your motorcycle is covered. As long as they’re licensed to ride a motorcycle in Australia.

Multi-bike policy discount
With Comprehensive Insurance coverage, you’ll get a 10% discount if you own more than one motorcycle and cover them under one policy. Insure up to 5 motorcycles, with different cover types, under one policy – it’s that convenient.

New motorcycle replacement
If your motorcycle is a total loss and is less than 2 years old from the original registration, we’ll replace it with a new one provided there’s one locally available.

Return of your motorcycle
We’ll pay up to $500 for your motorcycle to be returned to your home if it’s accidentally damaged more than 100 kilometers from your residence.

Optional roadside and personal assistance
If you’re caught in a bit of a pickle, you know you can count on us. Unlike other motorcycle insurance policies on the market, we offer optional 24-hour personal and roadside assistance with unlimited call-outs.

Access to exclusive discounts
Save up to 5% when you participate in an advanced accredited rider training course or if you fit your bike with an immobiliser or tracking device. Plus, if you’re a member of Motorcycle Council of NSW you’ll get up to 10% off on all policies.

Faultless No Claim Bonus
If you’re involved in an accident and you weren’t at fault, your no claims bonus rating won’t be affected. As long as you’re able to provide the name and address of the person who caused the accident, and the registration numbers of any other vehicles involved.

Trailer cover
If a trailer is accidentally damaged, stolen or burnt, we’ll pay up to $1,000 for the cost of repairs.

Keys and Locks
If your keys have been lost, stolen, damaged or illegally copied, we’ll pay up to $2,000 to replace them.

Towing and clean-up costs
Having to think about towing and clean-up costs after an accident are one less thing you have to worry about. If your motorcycle is accidentally damaged, stolen or burnt, we’ll cover the towing and clean-up costs.

No additional fees when you pay by the month
You have the choice to pay your annual premium in monthly installments, and at no extra cost.

Convenient online claims process
If you need to make a claim, download your documents, or manage your policy, our 24/7 online customer portal is easily accessible and convenient to use.

And if you decide you don’t need the full shebang of Swann’s comprehensive coverage, you can compare comprehensive insurance against our other policy options.

So, if you’re asking yourself why comprehensive coverage might be right for your motorcycle, perhaps the perks will speak for themselves.

How to apply for Comprehensive Insurance cover
Get a Comprehensive Insurance quote with Swann to find how much you could save on comprehensive coverage for your motorcycle. Simply answer a few easy questions online or chat with one of our friendly consultants by calling 13 RIDE (13 74 33).

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