Facebook Competition Terms and Conditions

We (Insurance Australia Limited trading as Swann Insurance ABN 11 000 016 722) (IAL) may from time to time run games or competitions (“Competitions”) through an unpublished Facebook post or through a timeline post on our Facebook page at facebook.com.au/swanninsurance. If we run a Competition that directs you to these Rules as the rules of participation:

1. Our post will set out the relevant Competition details, such as when the Competition commences and ends, how to enter, who is allowed to enter, how winners will be selected, contacted and announced and what the prizes are.
2. Entrants must be aged 18 years and over and Australian residents. Directors, employees or contractors of IAL and its related companies, or an immediate family member of such persons, or any agency, retailer or supplier directly associated with the Competition, are ineligible to enter the Competition.
3. Any Competition which directs you to these Rules as the rules of participation are games of skill, not games of chance, as no element of chance is involved.
4. All prize values are in Australian dollars. Prizes will only be distributed in Australia and all components of the prizes are not transferable and not redeemable for cash.
5. Entries are deemed to be received at the time displayed on the comment by the participant on the Swann Facebook post. We are not responsible for any delay in, or failure of, submitting an entry.
6. We reserve the right, at any time, to verify the validity of entrants and to disqualify any entrant who does not act, or submits an entry that is not, in accordance with these rules or who tampers with the entry process.
7. Our decision in relation to any Competition is final and binding and no correspondence will be entered into.
8. If you are a winner of a Competition, you must send us a private message with your contact details in order for us to arrange fulfilment of your prize.
9. We reserve the right in our sole discretion to cancel, terminate, modify or suspend a Competition at any time for any reason.
10. Any Competition we post is not sponsored, endorsed, administered by or associated with, Facebook.
11. Neither we nor Facebook are liable for loss, damage or personal injury suffered or sustained as a result of, in connection with, or arising out of the Competition or the taking of a prize and you release us and Facebook from any such liability.
12. We will collect, use and disclose personal information you provide in accordance with our Privacy Policy available at swanninsurance.com.au/privacy
13. You agree and consent to us:
    1. Using and disclosing your personal information for the purposes of conducting the Competition, redeeming a prize and any other matter connected to or incidental to the Competition.
    2. Using your name, likeness, image and/or voice (including photograph, film, and/or recording of the same) in any media for an unlimited period without remuneration for the purpose of promoting the Competition and for any other purpose at our sole discretion.